Simple access for light personal use.
Basic includes:
Best for light personal use
Lower everyday fees for regular users.
Everything in Basic plus:
Best everyday value
Best tariff for frequent international use.
Everything in Plus plus:
Best for active users
BinaxPay uses country-based and region-based pricing. Standard EU reference monthly prices on this page are Basic €9.99, Plus €19.99 and Premium €44.99. These are reference prices, not guaranteed global prices. Final pricing may vary by country of residence, nationality where required, supported account route (EU, UK or international), provider cost, compliance cost, local market conditions, currency configuration and live pricing rules. Users will see their final price before confirming their plan.
Prices may vary by country and are confirmed before subscription. Account access is subject to verification, eligibility, provider availability and compliance checks. Third-party bank, correspondent bank, payment network, card network or ATM provider charges may apply.
Fees below use the private-user tariff, shown in EUR.
Fees shown per transaction unless stated
| Fee | Basic | Plus | Premium |
|---|---|---|---|
| Monthly plan and onboarding | |||
| Monthly plan price Private plan payment before application review | €9.99 | €19.99 | €44.99 |
| Account application Private account application and verification flow | Included | Included | Included |
| Payments and transfers | |||
| FPS inbound GBP payment received between UK accounts | €0.50 | €0.35 | €0.25 |
| SEPA inbound EUR payment received between EUR accounts | €0.50 | €0.35 | €0.25 |
| SWIFT inbound Different currency payment received | €15.00 | €12.00 | €10.00 |
| FPS outbound GBP payment sent between UK accounts | €0.75 | €0.50 | €0.35 |
| SEPA outbound EUR payment sent between EUR accounts | €0.75 | €0.50 | €0.35 |
| SWIFT outbound GBP/EUR to another currency | €25.00 | €20.00 | €15.00 |
| Internal transfer Between BinaxPay accounts | Free | Free | Free |
| Card, ATM and FX | |||
| ATM withdrawal Per card ATM transaction | €3.50 | €2.50 | €1.50 |
| FX margin Currency exchange margin | 1.25% | 0.85% | 0.45% |
| Inbound percentage charge Applied if higher than flat inbound fee | 0.25% | 0.20% | 0.15% |
| Outbound percentage charge Applied if higher than flat outbound fee | 0.35% | 0.30% | 0.25% |
| Chargeback Each case raised to Chargebacks Team | €25.00 | €25.00 | €25.00 |