Reduced Provider Dependency
Not built around the limits of a single banking, payment, card, or financial provider.
White Label Fintech Platform
Build a branded fintech ecosystem with private and business accounts, cards, payments, FX, crypto, investments, cashback, customer applications, operational CRMs, compliance tools, and APIs—all connected through one multi-provider platform.
Multi-Provider by Design
BinaxPay connects regulated financial institutions, payment networks, card programmes, crypto providers, investment infrastructure, compliance services, and operational technology through one unified platform. Regulated and specialised provider infrastructure delivers financial capabilities through integrated provider programmes.
Not built around the limits of a single banking, payment, card, or financial provider.
Combine UK, EU, US, Canadian, and additional eligible markets through integrated programmes.
Accounts, payments, cards, FX, crypto, investments, cashback, compliance, CRM, and APIs in one stack.
Add providers, markets, and modules as the BinaxPay ecosystem grows—without rebuilding from scratch.
Provider routing, compliance workflows, product configuration, API orchestration and operational connectivity.
Availability depends on jurisdiction, customer eligibility, provider approval and programme configuration. BinaxPay coordinates services through approved regulated and specialised providers and does not claim to directly hold every licence required for every capability.
Managed Fintech Infrastructure
Launching a fintech platform normally requires separate relationships with account, payment, card, FX, crypto, investment, compliance, and technology providers.
BinaxPay brings these capabilities together through one managed multi-provider platform. For eligible programmes, we coordinate the provider structure, technical integrations, compliance workflows, customer applications, and operational systems.
One commercial relationship. One technology platform. Multiple specialised financial providers.
BinaxPay coordinates the applicable account, payment, and embedded-finance infrastructure through its connected provider ecosystem.
Eligible physical and virtual card capabilities are delivered through approved issuing, processing, and programme partners.
Customer onboarding, KYC, KYB, screening, risk, monitoring, and operational workflows are connected through the BinaxPay platform.
Customer applications, business workspaces, administration systems, support tools, reporting, and operational CRMs are included within the platform architecture.
The applicable regulatory and programme structure depends on the selected services, customer type, jurisdiction, distribution model, provider requirements, and applicable regulations. Some programmes may require partner registration, appointment, additional documentation, local approval, or another authorised operating structure.
Select the financial products, customer applications, and connected capabilities you want to launch through your white-label platform.
Private and business multi-currency account capabilities with local details, European IBAN infrastructure, balances, wallets, and sub-account support.
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Account active
Domestic and cross-border payment rails with scheduling, bulk files, and operational tracking.
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Currency conversion and treasury tooling delivered through integrated provider programmes.
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Branded physical and virtual card programmes with controls, notifications, and dispute workflows.
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Digital-asset capabilities through specialist providers with compliance workflows.
Provider approval required
Subject to jurisdiction, provider approval, eligibility, and applicable digital-asset regulations.
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Fiat ↔ crypto · screening enabled
Access eligible global shares and ETFs through integrated investment providers.
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Rewards and loyalty programmes configurable per brand and campaign.
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£124.10 earned · 3 active campaigns
A branded consumer application spanning everyday money movement and investments.
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Corporate workspace with teams, approvals, expenses, and finance operations.
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Acceptance, payouts, and merchant operations connected to your platform configuration.
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Identity, risk, and regulatory workflows across customer lifecycles.
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Monitoring, controls, and security layers across accounts, cards, and payments.
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Operational workspaces for customers, compliance, cards, payments, and platform administration.
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Finance, regulatory, and operational reporting with exportable data.
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Monthly volume · export ready
Developer APIs, webhooks, and orchestration across provider programmes.
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POST /v1/payments GET /v1/accounts/balances event: payment.completed Module availability depends on selected services, programme structure, jurisdiction, customer type, and provider approval.
Every white-label platform can include the operational systems required to manage customers, compliance, transactions, cards, support, products, staff, and reporting.
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Platform control center
Manage tenants, products, markets, branding, access and integrations from one operational control panel built for white-label programmes.
All core administration modules available
Choose how you launch—full platform, modular rollout, embedded finance, or API-first.
End-to-end branded fintech with customer and business apps, CRM, APIs, and operations.
Launch with the modules you need first, then expand products and markets over time.
Embed accounts, payments, cards, or FX inside your existing product experience.
Use BinaxPay APIs and provider orchestration while keeping your own frontend.
GBP account, payment and card capabilities for eligible private and business programmes through approved UK provider infrastructure.
Programme availability subject to assessment
EUR and European IBAN capabilities with SEPA, cards and cross-border payment programmes through approved European provider infrastructure.
Programme availability subject to assessment
USD payments, FX, treasury and corporate payment capabilities through Corpay and other approved provider infrastructure.
Programme availability subject to assessment
CAD payments, FX, treasury and corporate payment capabilities through Corpay and other approved provider infrastructure.
Programme availability subject to assessment
Connect multi-currency accounts, international payments, foreign exchange, treasury services and API infrastructure through one coordinated fintech platform.
You do not need to build and maintain a separate banking, payment, card and compliance-provider stack for every market. BinaxPay coordinates eligible provider programmes, platform configuration, technical connectivity and operational workflows through one white-label infrastructure.
The exact regulatory and programme structure is confirmed during market and provider assessment.
Product and market availability depends on the selected services, customer type, jurisdiction, provider approval, programme configuration and applicable regulatory requirements.
A Platform That Continues to Grow
Choose markets, products, customer types, applications, and operational systems.
Add accounts, cards, payments, crypto, investments, cashback, business tools, and industry solutions.
Eligible new BinaxPay providers and modules can be added without rebuilding the platform from the beginning.
One platform. One integration. Continuous expansion.
White-Label Customisation
Configure your brand identity, customer applications, financial products, and operational controls from one unified platform.
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BinaxPay coordinates the provider infrastructure, programme setup, platform configuration, compliance workflows, testing, and launch process. You define your brand, markets, customer experience, and selected products.
Define your brand, target markets, customer types, required products, and commercial objectives with the BinaxPay team.
BinaxPay evaluates the required financial services, market coverage, provider programmes, eligibility requirements, and operational structure for your platform.
We configure the selected accounts, payments, cards, FX, crypto, investments, limits, fees, workflows, and operational modules.
Your branding, domains, applications, communications, customer journeys, and required external integrations are applied to the platform.
BinaxPay coordinates onboarding, compliance configuration, programme documentation, provider review, testing, and operational readiness.
Your branded fintech platform goes live through the approved BinaxPay provider structure, with additional markets, products, and modules available as your programme grows.
You do not need to source and integrate separate banking, payment, card, crypto, investment, or compliance providers. BinaxPay coordinates the connected provider ecosystem and delivers it through one white-label platform.